Turning Gen Z Goals Into Home Keys.
Born between 1997 and 2012? It’s your time to own it literally.
I’m Duane Buziak, The Mortgage Maestro here to make your first home journey simple, fast, and stress-free. No confusion, no hidden stuff, just real results.
About Duane
The Mortgage Maestro
Meet Duane Buziak, your trusted Mortgage Maestro here to make homeownership simple, transparent, and stress-free.
With years of experience as an Assistant Vice President at five major banks, and deep expertise in commercial, investment, and insurance, Duane has mastered every side of the mortgage game.
He’s not just another loan officer he’s the guy who works 7 days a week to get you FREE, no-obligation pre-approvals, soft-touch credit checks, and fast close times. Whether it’s your first home or your fifth, Duane ensures smooth processing, upfront underwriting, and on-time closings every time.
Money management isn’t just what he does it’s who he is.
Reach out anytime Duane’s always just a call or text away: (804) 212-8663 or duane@coast2coastml.com
Your Trusted Mortgage Partner for Realtors & Homebuyers
4 Simple Steps To Secure Your Mortgage
Initial Consultation
We start with a quick call to understand your goals, budget, and eligibility.
Pre-Qualification (NoTouch Credit Advantage)
Duane shops dozens of lenders to get you pre-qualified with the best possible rates
Loan Application
We guide you step-by-step through submitting documents and completing mortgage application.
Close With Confidence
Once approved, you’ll sign the final paperwork and close your loan smoothly with Duane by your side.
Smart Mortgage Solutions for Every Kind of Homebuyer
Whether you’re buying your first home, investing in property, or refinancing for better rates Duane Buziak, The Mortgage Maestro, brings tailored loan programs designed around you.
Fast approvals, clear guidance, and trusted expertise all in one place.
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Additional Services & Partnerships
your homeownership journey seamless
Beyond mortgages, Duane connects you with trusted partners
What Clients & Realtors Say
Trusted by homebuyers and realtors alike.
Frequently Asked Questions
What is the difference between pre-approval and pre-qualification?
The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.
When does it make sense to refinance?
Usually, people refinance to save money either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savingsDivide the total cost of the refinance (#1) by the monthly savings (#2). This is the “break even” time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, consult a mortgage professional.
What is Lock Rate?
A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.
